Forward thinking for your future

The right mortgage adviser for you.


When you remortgage, you are switching to a new mortgage product with your existing lender or switching to an entirely new lender rather than buying a new property.

There are often costs associated with remortgaging, but the overall aim is usually to save money, so we ensure we have a firm understanding of your immediate and longer-term financial goals to ensure we select the most suitable options for today and for the years to come.

Unrivalled Service

Clients wishing to complete a remortgage come to us for expert advice on the best deal for them. Once we understand your circumstances and objectives, we will look at the available options and present them in a clear way that allows you to make an informed decision.

As part of our service, we examine the market for the best offers, identify suitable lenders, and ensure that you meet all the relevant lending criteria.

Local. Experienced. Trusted.


Specialising in helping clients with mortgages in Harpenden, Luton and across Herts, Beds, Bucks and Nationally across the whole UK, we have developed an enviable reputation for delivering outstanding outcomes for our customers.

Our commitment to unrivalled service and ability to build strong connections promotes a true collaborative approach which we bring to every interaction.

Taking the time to understand our clients and their needs enables us to tailor the advice we give and help select the perfect product. We have access to the most competitive rates on the market and the expertise to find the right solution for you.

Why Remortgage?

There are two main reasons clients look to remortgage:

  • Switching products or lenders when your existing mortgage is coming to an end is an opportunity to save money by taking advantage of lower interest rates to reduce your monthly commitment
  • Remortgaging presents the opportunity to raise funds for home improvements, investments, or paying of existing debts. Depending on your outstanding mortgage balance and the prevailing interest rate, this may or may not reduce your monthly outgoings.

If remortgaging is the right option for you, our in-depth analysis and specialist advice will ensure all factors are considered in selecting the right product such as up-front fees, redemption penalties, and interest rate variations.

Effective and Efficient


Gerry and the team at Sexton Financial Services have been absolutely fantastic! We have just remortgaged which can be very stressful as a self employed couple but everyone in Gerry’s team has been professional, friendly and very efficient. We were shocked how quickly the team work. Gerry is very knowledgeable and it’s obvious he really cares about his clients. He was always happy to personally take our calls and answer any questions we had.

My husband and I had a negative experience with a different company 5 years ago who took weeks to respond to emails and often just ignored our calls. They made the whole mortgage process even more stressful. We just felt like a number to them.

Gerry and his team were the complete opposite. They are so on the ball with everything, they were always happy to help. It was such a pleasant experience, we will certainly be coming back here for any other financial services going forward.

Thank you Gerry and team 😊

Chelsea and Brendan Fields

I can't recommend Gerry and the team highly enough! From the very first call, they took the time to truly understand our individual needs. The advice has been clear, and always tailored to our specific situation. The team have been super responsive to any of my queries along the way. If you're looking for someone knowledgeable, trustworthy, and genuinely committed to helping you, I highly recommend reaching out. It's one of the best decisions I've made.

Colum Boland, May 2025

Great fast service.

David Hawkins, May 2025

I'd leave 6* if I could! My second mortgage with Sexton and I can not explain how easy the process is, an amazing admin team around, communication is awesome and so delighted with the product we were able to fine! Will always recommend to friends and family.

Aaron, February 2025

Amazing company! Really took the stress out of buying our first home and were there every step of the way. They didn't mind answering any questions I had and did so with such kindness and patience, being a first time buyer, I was clueless! They found the best deal for us, and kept checking the market ensuring we got the best rate before completing. I honestly cannot recommend them enough. Friendly, knowledgeable, patient and had the perfect personal touch. Thank you, guys

Kirsty Smith, February 2025

I was recommended to use Sexton Financial Services as a mortgage broker through a friend. Throughout the entire process i found the team to be extremely attentive, proactive and responsive. This being my first time taking out a mortgage i had many questions that were all explained to me very clearly. I felt the team were driven to get me the best product possible and i am confident we managed to find the best deal available. I would like thank Gerry, Kirstie and Natasha for their help and I will be passing on the good word if anyone were to ask me for a recommendation.

Robert, February 2025