Bad Credit Mortgages

0800 389 2809

 
* Buy to Let mortgages are not regulated by the Financial Services Authority

Hertfordshire Mortgage Services

Bad Credit Mortgages From Hertfordshire Mortgage Services

Welcome to the Hertfordshire Mortgage Services website.  As independent mortgage brokers we aim to bring you the ideal mortgage for your needs from problem mortgages to bad credit mortgages. We are computer linked to all the UK's lenders, so we are able to match you to your perfect mortgage. If you are self employed, have been declined by a lender or have county court judgements- we can still help to find the right mortgage for you. Rest assured that we will be able to provide the very best help and advice on bad credit mortgages and all other problem mortgages.

We aim to provide the very best service

So who are our clients?

  • Some of our clients have good credit, some not so good.
  • Some are self employed without accounts or an accountant
    The overall cost for comparison is 5.8% APR* variable
  • Some are employed but have difficulty proving all of their income
    The overall cost for comparison is 5.8% APR* variable
  • Some have CCJ's or mortgage arrears or both.
    The overall cost for comparison is 7.6% APR* variable
  • Some are discharged bankrupts or in an IVA.
    The overall cost for comparison is 7.6% APR* variable
  • Some would like to purchase their first property.
  • Some would like to reduce their monthly costs
  • Some would like to buy a second home.
  • Some would like to buy an investment property*
    Buy To Let mortgages are not regulated by the FSA
  • Some need enhanced income multiples.
    The overall cost for comparison is 7% APR* variable
  • Some need their hand holding through the whole mortgage process
  • Some just want someone else to deal with it!!

As independently minded mortgage brokers, we aim to be the ones putting square pegs into round holes.  We offer:

  • Problem mortgages
  • Bad credit mortgages
  • Buy to let mortgages
  • Self certification mortgages

Whatever your credit history, what matters more to Hertfordshire Mortgage Services is your ability to meet the payments.  We understand that at some point you may have missed one payment, thus blemishing your credit history, so don’t panic, as we can help.  You can also re-mortgage your existing property or (with our buy to let mortgages) create a property portfolio.
Do you have bad credit/mortgage problems?  What about problem mortgages solved by an independent mortgage brokers [us]?

House Purchase


Buying a home is both exciting and nerve wracking! It is probably the biggest financial contract that you will ever enter into so it's important that you find the right mortgage...
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rEMORTGAGE


Buying a home is both exciting and nerve wracking! It is probably the biggest financial contract that you will ever enter into so it's important that you find the right mortgage...
Click here

BUY TO LET


Buying a home is both exciting and nerve wracking! It is probably the biggest financial contract that you will ever enter into so it's important that you find the right mortgage...
Click here

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

THE OVERALL COST FOR COMPARISON IS 6% APR . THE ACTUAL RATE AVAILAVBLE WILL DEPEND UPON YOUR CIRCUMSTANCES. ASK FOR A PERSONALISED ILLUSTRATION. APR VARIABLE AND BASED ON A USUAL CASE. EARLY REPAYMENT CHARGES MAY APPLY. THEY WILL VARY DEPENDING ON THE MORTGAGE YOU CHOOSE.

A FEE MAY BE CHARGED FOR ARRANGING YOUR MORTGAGE. THE PRECISE FEE WILL VARY ACCORDING TO YOUR CIRCUMSTANCES, BUT WE ESTIMATE THAT IT WILL BE 1% OF THE LOAN (Eg.ON A MORTGAGE OF £95,000 THE FEE WOULD BE £950).THIS FEE IS ONLY PAYABLE IF THE MORTGAGE COMPLETES .

Hertfordshire Mortgage Services is authorized and regulated by the Financial Services Authority. Mortgages are secured on property. All loans are subject to status, property value and type. Insurance may be required.

© 2006 Hertfordshire Life Mortgage Brokers - Bad Credit Mortgages and Problem Mortgages